Why we built this service
A Portuguese bank account is essential for getting a visa and managing your finances. With Touchdown, you can open one fully online—no branch visits, no paperwork by mail, and no need to leave home.
Open a Portuguese Bank Account with Touchdown.
Portuguese Bank Account
Open a premium Portuguese bank account online
€325
one time
What's included?
Premium account
Debit and credit cards delivered
Priority onboarding
Dedicated account manager
Email support
Why use Touchdown?
Premium Account
Touchdown’s partnership with Novo Banco will ensure that you get a Premium Bank Account with a dedicated account manager and homebanking.
Do it online
Normally, you need to be present in a Portuguese bank branch. With Touchdown’s automated approach, our lawyers will go there on your behalf.
No Heavy Lifiting
Touchdown’s legal team handles compliance and onboarding on your behalf. Communications and documentation are fully managed by our lawyers.
Documents you'll need to prepare
Portuguese Fiscal Number
Valid passport or national ID (for EU citizens)
Proof of address
Residence permit (if residing in a country different from the one of the passport)
Tax ID document from the country of origin or residence
Signed W-9 Form (for USA citizens/residents only)
Proof of Income
Open your account in three simple steps
Checkout securely
Purchase Touchdown's NIF service securely with Stripe
Upload docs
Upload supporting documents
Await approval and opening
Receive your bank account details and onboarding packet
Get started
See what Touchdown's customers say on Trustpilot
We've helped hundreds of customers secure their Portugal Bank Account
Lloyd Smith says,
Really helpful and smooth service.
I used Touchdown to find the best Visa for relocating to Portugal from the UK. The team was sharp, and the product was on point. I opened a bank account and obtained my NIF very quickly. Their platform made everything quite easy and the legal team they work with communicates...
Nicolás Herrera says,
Smooth and Professional NIF and Bank Account Setup
Touchdown made getting my NIF and opening a bank account in Portugal straightforward and stress free. Manuel was super helpful with the banking process, I felt supported every step of the way. It’s the best service I’ve used for relocation tasks—highly recommend! After triying other services that end up dissapointing...
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Reach out to our attentive team and we'll respond as fast as possible.
Frequently asked questions
Touchdown prefers to work with Portugal's expat friendly bank: Novo Banco. We have working relationships with the bank and we're familiar with their on-boarding process. We offer a Premium Novo Banco account by default which includes posted debit and credit cards, homebanking and a dedicated account manager from the bank. We can work with other banks as per your specific needs.
Touchdown’s account opening service normally gets you a Portuguese Bank Account within 5 working days. Touchdown's preferred bank may require enhanced due diligence on some customers such as customers from what they deem to be higher-risk countries. Touchdown’s lawyers provides full service for these cases and will work with the on-boarding and compliance departments to ensure a smooth process.
No, you don’t need to be a Portuguese resident. Touchdown can open an account even if you live abroad.
Touchdown supports clients from almost every country, except internationally sanctioned countries. Examples include Russia and Iran.
Some accounts require an additional compliance review before becoming fully active. In these cases, the account will be open but limited until the review is complete. Touchdown will guide you through the process and liaise with the bank to resolve any questions.
Information: Full name, marital status, passport number and validity date, place of birth, nationality and address. Documents: Passport (needs to be at least 3 months from its expiration date), proof of address (less than 12 months old and from an official authority or service provider), Portuguese Fiscal Number (NIF), taxpayer card from your home country or any equivalent document, employment status proof (job contract or service providing contract and payslips/invoices). If you do not work, any document that shows any income you might have. A W-9 document is required for US citizens and residents. The documents must be in Portuguese, English, Spanish or French. If you don’t have documents in one of these languages, an official translation is required. Touchdown’s team can help you with translations.
Touchdown offers four core solutions: NHR setup, freelancer setup, company incorporation and visas. Think of Touchdown as your relocation companion - everything you need to setup and thrive in your new base integrated into a single, simple to use platform. From initial planning and visas, to tax advisory and accounting, to navigating life after you land, our platform supports you every step of the way.
Touchdown was founded by product operators and veteran Portuguese lawyers. Our team blends years of experience building billion dollar software products and the experience of having helped hundreds of expats make Portugal their base. Two of Touchdown's founding partners are licensed and accredited Portuguese lawyers. You can read more about Touchdown and our team on our About Page.